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Kiwifruit Insurance
Protect your kiwifruit orchard from PSA, adverse weather, hail, frost, and post-harvest losses.
About Kiwifruit Insurance
New Zealand is the world's third-largest kiwifruit producer, with the Bay of Plenty region generating over $3 billion in export revenue annually. Kiwifruit growers face unique risks including Pseudomonas syringae pv. actinidiae (PSA) disease, late frost damage, hailstorms during flowering and harvest, windstorms, and post-harvest quality issues. A comprehensive kiwifruit insurance policy protects your orchard investment, crop revenue, and business continuity against these threats.
β οΈ Key Risks for Kiwifruit Growers
PSA & disease outbreaks
Hailstorm during flowering
Late frost damage
Windstorm
Post-harvest quality loss
Drought & water stress
Cyclone damage
β Coverage Highlights
Named perils crop cover
Multi-peril yield guarantee
Revenue protection
Post-harvest cover
Business interruption
Orchard infrastructure
π Main Growing Regions
- Bay of Plenty
- Northland
- Waikato
- Gisborne
π° Typical Premium
$2,500 β $18,000/year
per year. Varies by size, region & coverage level.
Get My Quote βKiwifruit Insurance Insurance FAQs
Does kiwifruit insurance cover PSA disease?
PSA (Pseudomonas syringae pv. actinidiae) cover depends on policy wording. Some insurers offer disease cover as an add-on, while others exclude it. A specialist crop broker can source policies that include PSA protection or business interruption cover following a PSA outbreak.
What is the typical kiwifruit insurance premium in NZ?
Premiums vary based on orchard size, variety (Gold vs. Green), region, and coverage level. Typical annual premiums range from $2,500 for smaller operations to $18,000+ for large commercial orchards. A personalised quote from our broker network will give you an accurate figure.
When should I insure my kiwifruit crop?
Most insurers require cover to be in place before flowering commences, typically JulyβAugust. Trying to insure after a known risk event (e.g., announced frost) will likely be declined. We recommend reviewing your policy annually in June.
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Specialist broker advice, no obligation.