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Berry Crop Insurance
Insurance for strawberries, blueberries, raspberries and boysenberries against weather and production risks.
About Berry Crop Insurance
Berry production is a significant and growing sector in New Zealand horticulture, with strawberries, blueberries, raspberries, and boysenberries grown across the country for fresh market, export, and processing. Berry crops are high-value, weather-sensitive crops that benefit significantly from crop insurance. Risks include hail damage to fruit, excess rain causing botrytis (grey mould), frost at flowering, and drought stress affecting yield.
β οΈ Key Risks for Berries Growers
Hailstorm
Rain & botrytis at harvest
Frost at flowering
Drought
Bird damage
Excessive heat
Post-harvest quality loss
β Coverage Highlights
Named perils cover
Hail cover
Frost cover
Revenue protection
Infrastructure cover (tunnels)
Business interruption
π Main Growing Regions
- Hawkes Bay
- Nelson
- Canterbury
- Waikato
- Northland
π° Typical Premium
$800 β $8,000/year
per year. Varies by size, region & coverage level.
Get My Quote βBerry Crop Insurance Insurance FAQs
Do polytunnel berries need crop insurance?
Yes β while polytunnels reduce weather risk significantly, they introduce infrastructure risk (tunnel damage from hail, wind, or snow) and there is still crop exposure during planting and harvest operations. Infrastructure cover can be combined with crop cover for a comprehensive policy.
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