πΈ
Flower & Ornamental Crop Insurance
Insurance for cut flowers, bulbs, nursery stock and ornamental crops across New Zealand.
About Flower & Ornamental Crop Insurance
New Zealand's flower, bulb, and ornamental plant industry produces significant export revenue, particularly from daffodil and tulip bulbs, cut flowers, and nursery stock. These crops are highly weather-sensitive and can suffer catastrophic losses from hailstorms, frosts, and flooding. The high value per hectare of floriculture crops makes insurance particularly cost-effective. Specialist horticultural insurance brokers can structure policies for growers at all scales.
β οΈ Key Risks for Flowers & Ornamentals Growers
Hailstorm
Late frost
Flooding
Wind damage
Disease outbreak
Market disruption
Cold storage failure
β Coverage Highlights
Named perils cover
Hail cover
Frost cover
Flood cover
Storage & transit cover
Business interruption
π Main Growing Regions
- Canterbury
- Southland
- Waikato
- Bay of Plenty
- Auckland
π° Typical Premium
$600 β $6,000/year
per year. Varies by size, region & coverage level.
Get My Quote βFlower & Ornamental Crop Insurance Insurance FAQs
Can I insure bulb crops like daffodils and tulips?
Yes. Bulb crops can be insured against named weather perils. Given the multi-year nature of bulb production, insurers may require detailed crop records and growing plans. Speak with our specialist brokers to arrange appropriate cover.
Get a Free Quote
Specialist broker advice, no obligation.